Sandra Kelley is a Certified Residential Residential Real Estate Appraiser and the owner of SS Kelley Appraisal, headquartered in Concord, Georgia. She provides reliable and precise residential appraisal services throughout Concord and the surrounding counties of Pike, Meriwether, Upson, Lamar, and Spalding. With a deep understanding of the local market and a commitment to professionalism, Sandra supports homeowners, lenders, and institutions in making informed decisions about real estate value.

With extensive industry experience, Sandra specializes in appraisals for primary and secondary mortgages, estate planning, tax assessments, REO properties, and short sales. Her background includes working with foreclosures and real estate owned (REO) assets, giving her valuable insight into complex valuation scenarios. Sandra’s appraisals are known for their accuracy and adherence to industry standards, making her a trusted partner for financial institutions and clients alike.

A graduate of Greater Atlanta Christian and Lakeside High School, Sandra has built a strong foundation in business development and residential real estate. Through SS Kelley Appraisal, she continues to deliver appraisal services that meet the highest standards of professionalism, helping her clients clearly understand the value of their properties.

Sandra finds great satisfaction in cooking and feeding others, considering it a deeply rewarding experience. She also enjoys fishing and watching tennis. A country girl at heart, she has a deep appreciation for nature and cherishes all animals, especially delighting in spoiling her dogs and cats.

Sandra values the opportunity to serve her community by providing accurate, trustworthy appraisals that support informed real estate decisions across the region.

Sandra credits her success to her common sense and the guidance of exceptional mentors—particularly her first educational mentor, who played a pivotal role in her achievements in real estate appraisal and business ownership. Her early mentors instilled in her the values of honesty, integrity, attention to detail, and a solution-focused approach, which have guided her through over 24 years of service.