Marty Appel is a seasoned Home Equity Retirement and Reverse Mortgage Specialist with over 20 years of experience, currently with Mutual of Omaha Mortgage in Walnut Creek, CA. Specializing in assisting older homeowners, Marty’s focus is on helping them understand and utilize their home equity to achieve their financial objectives, whether it's through monthly payments or leveraging a line of credit that grows annually. He takes pride in offering personalized solutions that empower his clients to set themselves up for financial success in retirement, with a deep knowledge of reverse mortgage products and their benefits.

Marty is dedicated to providing guidance that aligns with the unique needs of his clients, especially those in or near retirement. Recognizing the shift from accumulation to distribution of wealth, he works closely with his clients and their trusted advisors—financial planners, attorneys, estate planners, and more—to ensure they make informed decisions about their financial futures. With over 15 vetted professionals in his network, Marty can facilitate a wide range of senior services to meet his clients’ diverse needs.

Known for his integrity and commitment to honesty, Marty takes great care in educating his clients about their options. He believes that a reverse mortgage, often underutilized, can be a powerful financial tool for retirees, offering benefits that many may not be aware of. By helping clients understand how to use their home equity effectively, Marty provides them with the resources needed to increase cash flow, minimize tax liability, and ensure a comfortable retirement.