Peggy Tipton is the Owner and Certified Residential Real Estate Appraiser behind 4 What It's Worth Appraisal Services, LLC, based in Crystal City, MO. She is also a licensed REALTOR® associated with the St. Louis Association of REALTORS® (StLAR) and the Missouri Association of REALTORS® (MAR), bringing a rare dual perspective to every transaction. Her service area spans Jefferson and St. Louis counties, and she is willing to travel wherever the work takes her across the state of Missouri.

Peggy's appraisal expertise covers a wide spectrum of needs, including 1st and 2nd mortgage appraisals, appraisal reviews, estate and divorce valuations, FHA/HUD, reverse mortgage, REO/foreclosure, PMI removal, pre-sale opinions of value, property tax challenges, and expert witness services. Her background in lending gives her a distinct edge — she stays meticulously current on the specific guidelines governing each loan type, ensuring her clients receive accurate, compliant, and thoroughly informed appraisals every time.

Known for her drive and adaptability, Peggy thrives in complex and challenging situations. Whether working with homeowners, attorneys, lenders, or real estate professionals, she approaches every assignment with precision and a solutions-oriented mindset, making her a trusted resource throughout the Missouri real estate community.